{"id":3118,"date":"2015-08-10T09:16:19","date_gmt":"2015-08-10T07:16:19","guid":{"rendered":"http:\/\/www.visureitalia.com\/smartfocus\/?p=3118"},"modified":"2022-11-24T16:19:42","modified_gmt":"2022-11-24T15:19:42","slug":"mutuo-su-immobile-ipotecato","status":"publish","type":"post","link":"https:\/\/www.visureitalia.com\/smartfocus\/mutuo-su-immobile-ipotecato\/","title":{"rendered":"Come fare per chiedere un mutuo su immobile ipotecato?"},"content":{"rendered":"<p>Vuoi richiedere un <strong>mutuo su un immobile gi\u00e0 ipotecato<\/strong>? Niente panico: \u00e8 possibile cancellare l&#8217;ipoteca pregressa, estinguendo quindi il debito e procedendo con una nuova iscrizione ipotecaria. Le operazioni per questo tipo di procedura possono essere svolte in giornata.<\/p>\n<h2>Mutuo su immobile gi\u00e0 ipotecato: come procedere?<\/h2>\n<p>In che modo procedere quindi per chiedere un mutuo su immobile gi\u00e0 ipotecato? Una volta terminate le pratiche preliminari, la banca predispone la minuta del mutuo che verr\u00e0 quindi inviata al notaio.<\/p>\n<p>Il notaio stipula quindi l&#8217;atto predisponendo una serie di <strong>negoziati a catena<\/strong>:<\/p>\n<ul>\n<li>l&#8217;ipoteca pregressa viene cancellata<\/li>\n<li>viene stipulato l&#8217;<strong>atto di compravendita immobiliare<\/strong><\/li>\n<li>viene rogato il mutuo con conseguente concessione del bene per l&#8217;iscrizione dell&#8217;ipoteca.<\/li>\n<\/ul>\n<p>Una volta conclusa questa prima fase, tutti gli atti vengono messi a repertorio secondo l&#8217;ordine cronologico in cui sono stati ricevuti e autenticati e, successivamente, vengono registrati. Inoltre, i singoli atti vengono pubblicizzati presso la Conservatoria. Una volta sottoscritto il <strong>mutuo con la banca<\/strong>, lo stesso verr\u00e0 iscritto presso la Conservatoria dei Registri Immobiliari del luogo in cui si trova l&#8217;immobile stesso.<\/p>\n<h2>Documenti utili<\/h2>\n<p>Se vuoi scoprire se l&#8217;immobile in questione risulta ipotecato oppure ottenere un documento che dimostri l&#8217;esistenza dell&#8217;ipoteca sul bene immobiliare, puoi <span style=\"text-decoration: underline;\"><strong><a title=\"Visura Ipotecaria Pregiudizievoli - Visure Italia\" href=\"https:\/\/www.visureitalia.com\/it\/visure-ipotecarie\/8-visura-ipotecaria-pregiudizievoli-persona-fisica.html\" target=\"_blank\" rel=\"noopener noreferrer\">richiedere una Visura Ipotecaria Pregiudizievoli<\/a><\/strong><\/span> su Visure Italia. Il documento sar\u00e0 disponibile in sole 2 ore lavorative.<\/p>\n<p>La Visura Ipotecaria Pregiudizievoli consente di verificare, relativamente ad un nominativo (persona fisica, ditta individuale o societ\u00e0), se risultano o meno <strong>gravami<\/strong> (ipoteche volontarie, servit\u00f9, vincoli) o <strong>pregiudizievoli<\/strong> (ipoteche legali, ipoteche esattoriali, fallimenti, pignoramenti, citazioni, decreti ingiuntivi, costituzione di fondo patrimoniale) relative al nominativo oggetto di ricerca nel periodo decorrente dalla data di automazione della competente Conservatoria RR.II. fino alla data di aggiornamento. Per ogni atto o formalit\u00e0 viene indicata la tipologia dell&#8217;ipoteca o della pregiudizievole, la data di trascrizione\/iscrizione, il numero di registro generale e particolare.<\/p>\n<p><span style=\"color: #ff6600;\"><strong>Leggi anche -&gt;<\/strong><\/span>\u00a0<a title=\"Planimetria difforme: cosa fare in una compravendita?\" href=\"https:\/\/www.visureitalia.com\/smartfocus\/planimetria-difforme\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"text-decoration: underline;\"><strong>Planimetria difforme: cosa fare in una compravendita?<\/strong><\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Approfondimento sulla possibilit\u00e0 di richiedere un mutuo su immobile gi\u00e0 ipotecato: procedure e link utili.<\/p>\n","protected":false},"author":10,"featured_media":3122,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[706,192],"tags":[193,168,603,351],"class_list":["post-3118","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-come-fare-per","category-immobiliare","tag-compravendita-immobiliare","tag-mutuo","tag-visura-ipotecaria","tag-visure-online"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Mutuo su immobile ipotecato: come si richiede?<\/title>\n<meta name=\"description\" content=\"Leggi il nostro approfondimento sulla possibilit\u00e0 di richiedere un mutuo su un immobile ipotecato: trovi procedure e link utili!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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